Work · / 03
Trucking & Logging · E&S Placement.
Moving commercial trucking and logging risk from intake to bind through Swamp Fox's E&S channels, with Lloyd's syndicate access.
E&S Market
Lloyd's London
FMCSA Analysis
Loss Profiling
Role
Swamp Fox Agency, intake to bind
Market
E&S channels, Lloyd's syndicates
Method
File first: FMCSA, CAB, loss history
The work
At Swamp Fox Agency I move commercial trucking and logging accounts from intake to bind through excess & surplus channels, with access to Lloyd's syndicates. These are hard risks (the standard market won't touch them), so every account has to be built into something a market will actually write.
The approach
The job starts with the file: building the submission, reading FMCSA and CAB safety records, and profiling the loss history honestly. Then it's pricing discipline: working the account until the price reflects the risk and the risk is one the market can take. No shortcuts; underwriters at Lloyd's have seen every trick.
What it taught me
Risk work is detail work. The difference between a bound account and a declined one is usually buried in the third page of a safety report. That habit (reading the whole file, pricing what's actually there) is the same habit I bring to building software.